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Parameters

Terms

1

Target Group

Unemployed youths of rural and urban areas and Traditional artisans etc

2

Purpose

To generate employment opportunities in rural and urban areas by setting up of new self employment ventures.

3

Type of facilities

Composite Loan (Working Capital facilities / Term Loan )

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Parameters

 Terms

1

Target Group

Farmers –individuals / joint borrowers who are cultivators. Self Help Groups (SHGs) or Joint Liability Groups ( JLGs) of farmers including tenant farmers, share croppers, etc

2

Purpose

Kisan Credit Card Scheme aims at providing adequate and timely credit support from the banking system under a single window with flexible and simplified procedure to the farmers for their cultivation & other needs as indicated below: 

To meet the short term credit requirements for cultivation of crops

Post-harvest expenses Consumption requirement of farmer household Working capital for maintenance of farm assets and activities allied to agriculture like dairy animals.

3

Type of facilities

Agricultural Cash Credit

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Parameters

 Terms

1

Target Group

Business Enterprises in Manufacturing, Services Sector and Trading including allied agricultural activities.

2

Purpose

Provide funding to non-corporate small business sector to create income employment and generate income.

3

Type of facilities

TL/Dropline OD and Cash Credit.

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Parameters

 Terms

1

Target Group

ST, SC and Women entrepreneurs

2

Purpose

To meet all kinds of credit requirement for setting up Greenfield projects under manufacturing, services or the trading sector.

3

Type of facilities

Composite Loan (Working Capital facilities / Term Loan )

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Parameters

 Terms

1

Target Group

SHGs (10-20 members) from weaker sections having a common interest.

2

Purpose

The purposes for which the group will lend to the members should be left to the common wisdom of the group.

3

Type of facilities

Working Capital facilities / Term Loan based on requirement of the SHG

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Parameters

 Terms

1

Target Group

Street vendors in possession or under the process of registration of Certificate of Vending / Identity Card issued by Urban Local Bodies (ULBs);

Vendors who have gone back to their native places due to COVID-19

2

Type of facilities

Working capital( Demand Loan)

3

Quantum of Finance

Maximum Rs. 10,000/- (1st Tranche); Rs.20,000 (2nd tranche)

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Parameter

Description

1

Objectives

The objectives of scheme are to build capability of microenterprises to enable:

Increased access to credit by existing micro food processing entrepreneurs, FPOs, Self Help Groups and Co-operatives;

Integration with organized supply chain by strengthening branding & marketing;

Increased access to common services like common processing facility, laboratories, storage, packaging, marketing and incubation services;

Strengthening of institutions, research and training in the food processing sector; and

Increased access for the enterprises, to professional and technical support.

2

Eligible Entities

Individual Micro Food Processing enterprises 

Group category : FPOs / SHGs/Producer

Cooperatives

3

Type of facility

Term Loan

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Parameters

 Terms

1

Target Group

Financial assistance to individuals/groups including street venders/hawkers of urban poor for setting up gainful self-employment ventures/ micro-enterprises, suited to their skills, training, aptitude and local conditions. The programme also supports Self Help Groups (SHGs) of urban poor to access easy credit from bank and avail interest subsidy on SHG loans.

2

Purpose

The underemployed and unemployed urban poor will be encouraged to set up small enterprises relating to manufacturing, service and small business for which there is considerable local demand. Local skills and local crafts should be particularly encouraged

3

Type of facilities

Same as Mudra Loans